The insurance plan is provided by CARD Pioneer Microinsurance, a joint venture of two Filipino trailblazing companies: CARD Mutually Reinforcing Institutions (CARD MRI), which aims to transform economically-challenged families into financially resilient citizens; and Pioneer a trusted name that has consistently charted milestones in life and non-life insurance for almost 70 years.
Coverage Details:
- Coverage period: One year
- Cost: Annual premium covered by your purchase
- Age eligibility: 18 to 65 years old
Benefit Amounts:
If the event happens, your loved one in the Philippines receives a reimbursement up to:
- ER Accident:PHP 10,000
- ER Sickness:PHP 5,000
- Hospital Indemnity Benefit:PHP 200/day (up to 15 days annually)
- Surgical:PHP 10,000
- Maternity:PHP 2,500
The fine print:
- Covers emergency treatment to confinement
- A waiting period of four(4) months shall be imposed on the occurrence of ER-Sickness and Daily Hospital Income Benefit due to pre-existing conditions at the commencement of insurance coverage
- Surgical covers major operations only, both for sickness and accident
- A waiting period of ten (10) months shall be imposed on the occurrence of Maternity Benefit
- Standard exclusions apply for Personal Accident, Emergency Expense and Daily Hospital Income Benefit due to accident and sickness
